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Terms of Use

1. Acceptance of Terms of Use and Amendments

1.1 Each time you use or access this website, you agree to be bound by these Terms of Use as may be amended from time to time with or without prior notice to you.

1.2 If you do not agree to these Terms of Use or do not understand these Terms of Use, stop viewing this website immediately. 

1.3 If you provide any personal information on or through this web site, such information is provided on the terms set out in our Privacy Policy. You consent to the use of such personal information in the manner set out in the Privacy Policy. The Privacy Policy is deemed to be incorporated by reference into these Terms of Use.

2. The Website

2.1 Our website and the information it contains are provided to you on an “AS IS” basis. You agree that we may, at any time and without prior notice to you, modify or discontinue this website or any part thereof, whether temporarily or permanently. We shall have no responsibility or liability for the timeliness, deletion, failure to store, inaccuracy, or improper delivery of any data, information or service.

2.2 We believe the information set out in this website to be correct at the date which it was first published. However, the information provided is not complete and should not be relied on as definitive. No warranty is given that it is free from error or omission. We accept no responsibility for any loss or damage that you may suffer as a consequence of visiting this website. You are strongly advised to check the accuracy of any information that is of importance to you with another reference source.

2.3 You accept that only basic security is presently provided at this website and information transmitted to and from this website to your computer or device could be subject to sniffers and other intrusion/hacking methods.

3. Linking Obligations and Restrictions

3.1 No links to any pages in this website (other than to our homepage) are allowed without our written permission.

3.2 The links from this website to the World Wide Web provide access to information from a variety of sources. We disclaim any and all responsibility for the information which is accessible through this website, and assume no liability associated therewith.

3.3 We make no warranty, guarantee, or representation, expressed or implied, with respect to the accuracy, effectiveness, or usefulness of any information, methods, or materials that are available or described herein. Neither do we assume any liability for the use of any information, methods, or materials found herein or for damages arising from such use, nor do we assume any responsibility for any injury to individuals or property, or for any financial loss, sustained as a result of the use or application of the information, methods, or materials that are available, or described, in our links to other sites. We have no control over the resources that can be accessed from this website. Some of these resources may not be accessible or available from time to time. When they are available, we trust that you will find them interesting.

3.4 All links from this website are included on the basis of good faith, and shall not be construed as a claim to any interests or rights over such links, sites, trademarks or other intellectual property rights of the rightful owners. If for any reason you are the owner of any such right and object to its inclusion in this website, please contact us immediately using our Contact Us page or by email to .

4. Intellectual Property

4.1 You agree that all information or data of any kind, whether text, software, code, music or sound, photographs or graphics, video or other materials (“Content”), publicly or privately provided, shall be our property unless it is otherwise stated. 

4.2 Reproduction of part or all of the Content in any form is strictly prohibited. None of the content of this website may be copied or otherwise incorporated into or stored in any other website, electronic retrieval system, publication or other work in any form (whether hard copy, electronic or other). For the avoidance of doubt, framing of this site or any part of it is not permitted without our written permission.

4.3 We reserve the right to delete or make inaccessible any Content that is provided by you, especially when the Content is provided by you in breach of these Terms of Use. 

5. Use of Website

You explicitly agree, by using this website or any service provided, that you shall not:

5.1 provide any Content or perform any conduct that may be unlawful, illegal, threatening, harmful, abusive, tortious, defamatory, libellous, vulgar, obscene, offensive, objectionable, pornographic, designed to or does interfere or interrupt this web site or any service provided, infected with a virus or other destructive or deleterious programming routine, give rise to civil or criminal liability, or which may violate an applicable local, national or international law;

5.2 impersonate or misrepresent your association with any person or entity, or forge or otherwise seek to conceal or misrepresent the origin of any Content provided by you;

5.3 collect, harvest, frame or deep-link any data or Content from this website;

5.4 provide or use this website and any Content or service in any commercial manner or in any manner that would involve junk mail, spam, chain letters, pyramid schemes, or any other form of unauthorised advertising, whether with or without our prior written consent;

5.5 introduce anything (including any virus, worm, Trojan horse, timebomb, keystroke logger, spyware, malware or other similar software) that in any way compromises, or may compromise, the website or any underlying hardware or software; 

5.6 provide any Content that may give rise to our civil or criminal liability or which may constitute or be considered a violation of any local, national or international law, including but not limited to laws relating to copyright, trademark, patent, or trade secrets.

6. Indemnify

You agree to indemnify and hold us harmless, our subsidiaries, affiliates, related parties, officers, directors, employees, agents, independent contractors, advertisers, partners, and co-branders from any claim or demand, including legal costs on an indemnity basis, that may be made by any third party, that is due to or arising out of your conduct or connection with this website, your violation of this Terms of Use or any other violation of the rights of another person or party.

7. Disclaimers

7.1 You understand and agree that your use of this website and any services or content provided is made available and provided to you at your own risk. It is provided to you “as is” and we expressly disclaim all warranties of any kind, implied or express, including but not limited to the warranties of merchantability, fitness for a particular purpose, and non-infringement.

7.2 We make no warranty, implied or express, that any part of the service will be uninterrupted, error-free, virus-free, timely, secure, accurate, reliable, of any quality, nor that any content is safe in any manner for download. 

7.3 Some jurisdictions may not allow disclaimers of implied warranties and the above disclaimer may not apply to you only as it relates such warranties.

8. Limitation of Liability

8.1 You expressly understand and agree that we shall not be liable for any direct, indirect, special, incidental, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible loss (even if we have been advised of the possibility of such damages), resulting from or arising out of:

a) the use of or the inability to use this website,

b) the cost to obtain substitute goods and/or services resulting from any transaction entered into on through this website,

c) unauthorised access to or alteration of your data transmissions,

d) statements or conduct of any third party on this website, or

e) any other matter relating to this website.

8.2 In some jurisdictions, it is not permitted to limit liability and therefore such limitations may not apply to you.

9. Reservation of Rights

We reserve all of our rights, including but not limited to any and all copyrights, trademarks, patents, trade secrets, and any other proprietary right that we may have in this website, its content, and the goods and services that may be provided. The use of our rights and property requires our prior written consent. We are not providing you with any implied or express licenses or rights by making services available to you and you will have no rights to make any commercial uses of this website or service without our prior written consent.

10. Notification of Copyright Infringement

If you believe that your property has been used in any way that would be considered copyright infringement or a violation of your intellectual property rights, please contact us immediately using our Contact Us page or by email to .

11. Applicable Law

11.1 You agree that these Terms of Use and any dispute arising out of your use of this website or our products or services shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions. By registering or using this website and service you consent and submit, subject to the arbitration clause below, to the non-exclusive jurisdiction and venue of the courts of Singapore.

11.2 Should any dispute arise concerning these Terms of Use or your use of this website, you agree to have the dispute mediated by the Law Society of Singapore according to its rules of mediation. If the dispute is not resolved by mediation, you agree that the dispute be submitted to arbitration according to the rules of arbitration of the Law Society of Singapore. The arbitration shall be in English before a single arbitrator with its seat in Singapore.

12. Miscellaneous Information

12.1 In the event that these Terms of Use conflicts with any law under which any provision may be held invalid by a court of competent jurisdiction, such provision will be interpreted to reflect the original intentions of the parties in accordance with applicable law, and the remainder of these Terms of Use will remain valid and intact.

12.2 The failure of either party to assert any right under these Terms of Use shall not be considered a waiver of any right of that party and that right will remain in full force and effect.